Report
Impact report
Improving well-being guides our work. We aim to make a positive difference in our customers’ lives and remain transparent about our products and services.
Working with the Mongolian Social Enterprise Association, we have measured, for the first time, the impact of our products and projects on our customers, partners and organisations.
Read the report
Reports & research
We conduct research across the main areas of well-being and publish our findings to inform science-based solutions that meet real needs.

2026
A comprehensive study of well-being in Mongolia

2025
PsyFint: Leveraging Psychological Profiling for Enhanced Credit Risk Assessment

2024
Employee psychological well-being in Mongolia

2023
Psychological Predictors of Credit Risk in Microcredit: A Microlending Case Study from Mongolia

2023
Risk and Protective Factors of Internalizing and Externalizing Symptoms Among Mongolian

2022
A study of factors associated with emotional and behavioural risks among Mongolian adolescents

2021
Fintech user behaviour and psychology

2021
Effect of Psychological Factors on Credit Risk: A Case Study of the Microlending Service in Mongolia